Where to get a boat loan. Updating alone is going to be a minimum of 2-3K to get a barebones system. 86% APR 2 Excellent credit required for lowest rate. All transactions handled via a dedicated trust account at Baker Tilly, an internationally recognized accounting firm. # 3. Financing a boat dock will be similar to other items you need to borrow money for. Paragon of Coastal Cruisers: The Grand Banks Eastbay 44. These powerboats use the following propulsion options: inboard engine or stern drive engine. I am so frigging grumpy right now!! So a seller calls me up a few months ago wanting to know if we would be interested in his larger more expensive boat in exchange for our smaller vessel and cash. Originally Posted by iSaint The link I supplied goes straight to the rate table for live aboard loans. Actual rate and term can vary depending on credit history, collateral type, age of collateral, loan amount, loan term, loan to value, vessel registration type (LLC/Trust), state of residency and other. Yamaha Center Consoles. This includes 33 new vessels and 29 used boats, available from both individual owners selling their own boats and experienced boat dealerships who can often offer vessel warranties and boat financing information. There are a wide range of Antique and Classic (Power) boats for sale from popular brands like Chris-Craft, Custom and Century with 152 new and 862 used and an average price of $85,811 with boats ranging from as little as $4,795 and $5,065,202. If it is not big enough to document then seller financing is a poor idea. HOW IT WORKS. At the end of the 3-5 years it is likely that we would sell the boat and move back to the midwest and lake sail again. My neighbors here at the dock just went through what your going through with financing. You can get a boat loan with a lower credit score, but expect that you may have to pay a penalty in the form of a higher interest rate or a larger down-payment. This was really helpful. Naples, Florida, United States. I would plan to put 10-15% down, depending of loan options available. Long time dead! If you want to reach beyond norms to try something different, just do it. Triton Vs. Or apply by phone if you have a Truist account. The most popular boat types for sale in Rhode Island presently are Center Console, Pontoon, Bowrider, Cruisers and Express Cruiser boats, while the most. also referred to as a boat loan, we can help dampen the blow of the initial investment for a new or used. So I have a few questions. 24%. $72,133. Payment Calculator. Like other Cutwaters this model defines the “pocket yacht” segment of the market,. I "financed" my boat by buying a house in fairly run down condition in a neighbourhood that was just starting to become trendy. Whether it’s financing for a used boat loan or getting the best terms on a high-end yacht, our specialists are trained to deliver the top finance options for virtually any type of watercraft, ranging from $10,000 to $4,000,000. Research; Services. The most popular types of boats for sale in Oklahoma at present are Pontoon, Bass, Ski and Wakeboard, Bowrider and Aluminum Fishing boats, while the most common boat brands available are Sun Tracker, Tracker, Ranger, Bennington and Tahoe. Sunreef Yachts constantly pushes the boundaries of sailing aboard a catamaran, and their boats now set the standard for luxury in the industry. We also finance re-powering projects and offer the insurance you need! Posts: 145. Join Date: Apr 2012. You have a budget, we’ve got the boats. Competitive yacht loan rates. S. but taking on a 20 year loan for a $100K item that will be worth $30K in 10 years is pretty scary. Phoenix, AZ 1990 boat for sale: $5,500. Luxury Cruiser With an Attitude. At 4000 rpm we cruised along in the mid 30's, and at wide-open throttle, we pushed 50. $10,000 is pretty much a good number for a relatively nice used boat. Get a loan from your bank. 20 passengers max. There are now 74 boats for sale in Green Bay listed on Boat Trader. Buying in the US is probably going to be your best option. The most popular types of boats for sale in Daytona Beach at present are Pontoon, Center Console, Cruisers, Motor Yachts and Bowrider boats, while the most common boat brands available are Barletta, Sea Ray, Regal, Sailfish and Stingray. Other rates may apply based on the age of the boat, the finance amount, and your current credit scores. U. This includes 919 new vessels and 1,263 used boats, available from both private sellers and professional boat dealers who can often offer boat financing and extended boat warranties. It should be easy for you to get. When it comes to cruising in style and comfort, vinyl seats are the ultimate choice for your Boston Whaler. Thinking about purchasing a new boat? Enter your loan amount and terms into our calculator to estimate your monthly payment. Boats in Washington. You can also choose to finance rigging, gauges, controls and even labor. Re: financing older boats. Approval process of a boat loan normally go through twenty-four- forty-eight hours but stay in force for thirty to sixty days after the lender approve. Cutwater C-32 CB. I just sold a boat. The best thing to do is to sit down with your bank manager & discuss it. Estimate your payment for a Yamaha WaveRunner with the Finance Calculator. Depends on what you consider a bad interest rate. Hi Everyone! I'm new to boating/sailing and to the forums. This includes 20 new vessels and 24 used boats, available from both private sellers and well-qualified dealers who can often offer vessel warranties and boat financing information. Whether your plan is to go off sailing for a season, cruise for a couple of years or liveaboard indefinitely, working out how to get your finances in order can be daunting. Express cruisers are usually in the 30-50-foot range but they can be smaller or even quite a bit longer. Whether it’s for a cabin cruiser, motor yacht, sailboat, wooden boat, something new or an 80 year old classic, JJ Best will help you finance it. Boat loan APRs* as low as 8. North Miami, Florida, United States. The most popular boat types for sale in Florida currently are Center Console, Pontoon, Bowrider, Motor Yachts and Personal. Cruisers - 1986 - Esprit 3370 - Rochester, New York, United. HOW IT WORKS. Maybe 9. Boat: 2007 Lagoon 440 OV. By 1972, we had two boys and needed more space aboard. The interest rate on a boat loan is based on the age of the boat, the total amount financed, your. €383,250 (US$419,293) -, Teramo. Boat financing remains a tough market as does all recreational financing. Trawler. Yes you can finance a older boat though with fewer choices. Boats in Port Saint Lucie. 79' Arno Leopard 79 Cantiere Navale Arno 2000. boat, expect to pay a minimum of 50% of the cost of the boat, just refitting it. 07-12-2016, 15:07. No matter where your passion for being on the water leads you, the process of financing a boat is much less daunting when working with a professional who has experience helping owners of all different types, sizes, locations, and prices of vessels. A Word Of Caution: IF you opt to buy a boat with the capital you have now, try to remember to only spend 75% of those funds on the purchase price. The most popular boat types for sale in Rochester currently are Jet, Pontoon, Personal Watercraft, Bass and. Legs are generally for those in serious arrears. MasterCraft is the leader in building reliable, comfortable, and high-performing boats while anticipating your needs with thoughtful features and innovations. At a Glance: This maxi-beam aft cabin cruiser — and her lookalike predecessor, the best-selling Silverton 372/392 Motor Yacht — is proof that a roomy interior trumps graceful styling almost every time. Century Marine in AZ & UT wants to help you get your hands on a. Locate boat dealers and find your boat at Boat Trader!Cabin Cruiser: Generally, any larger motorboat that provides sleeping accommodations within its structure. This remarkable vessel combines cutting-edge technology and impeccable design, creating an unrivaled boating experience. Note: Offers encouraged. Cruisers Yachts for sale vary in length from 34-60 feet in length. I'm looking for some good advice on financing. Whether you prefer new, used, or brokerage boats, MarineMax Dallas has the perfect boat or yacht to match your boating. LAYOUT The console for the 37′ Open features the lounge for prime seating. -Once you own it it will be too late to say, "I'm going to put off buying an anchor or bilge pump until next year. Find boats of all types and price ranges on BoatCrazy. Getting Started;Four Winns. Location: Tacoma, WA. The boat I’m looking at is 120k and in great shape. And what are the chances of getting a loan if Im self employed and have excellent credit? My plan is to get a loan for about £3,500 and put £1,000 in cash towards the boat, im looking to spend about £4,500 on a boat. 24% Apply Now *Estimated APR, or Annual Percentage Rate, is the annual cost of the loan, which includes other charges and fees. This includes 68 new watercraft and 6 used boats, available from both individual owners selling their own boats and experienced dealers who can often offer boat financing and extended boat warranties. I've done vendor finance sales as vendor and purchaser. Boats depreciate rapidly & the boating market is much less liquid than the vehicle market. Boats For Sale. Boat Loan. Quote: Originally Posted by CoolBeans. Purchasing a boat from us offers a number of advantages, including. Whether it’s for a cabin cruiser, motor yacht, sailboat, wooden boat, something new or an 80 year old classic, JJ Best will help you finance it. October 24, 2012. With multiple locations throughout Kennesaw, Gainesville, Lake Lanier and Lake. Boat Reviews. Express Cruiser. Power-Flybridge. If liveaboard, unless some sort of adventure charter (diving), not. My daughter used vendor finance to purchase her first keel boat. The most popular types of boats for sale in League City right now are Bass, Pontoon, Aluminum. Discover the Sea Ray lineup, find the boat that is just right for you, or use our build-a-boat to further explore options and features. Express Cruiser ⁄. Re: Financing the old boat. ) A hallmark of a successful transaction is the vendor wants the purchaser to have the vessel. Buying a Pontoon Boat: The Ultimate Guide. This includes 235 new watercraft and 75 used boats, available from both private sellers and experienced dealers who can often offer boat financing and extended boat warranties. 24% and go up from there. The most popular kinds of boats for sale in Cleveland. Flybridge. There are currently 15 boats for sale in New Orleans listed on Boat Trader. This includes 126 new vessels and 3 used boats, available from both individual owners selling their own boats and professional boat dealerships who can often offer boat financing and extended boat warranties. Looking to finance something smaller? If you're thinking of buying a new Jet Ski®, WaveRunner®, Sea-Doo® or other personal. At Vancouver Yacht Sales you can find a. Financing can vary from one lender to the next, but generally, here’s what to expect when you finance a boat: APR range: Prime loan rates may start around 6% to 7% APR for borrowers with. $616/mo* Summersville, WV 26651 | Pop Yachts. For an unbeatable selection of new and pre-owned boats, choose Century Marine. We would like to finance the boat. 24% Apply Now *Estimated APR, or Annual Percentage Rate, is the annual cost of the loan, which includes other charges and fees. In the last five years there have been a high percentage of defaults on boat loans. FX Cruiser SVHO® Luxury Cruiser With an Attitude. Request Info. Join Date: Mar 2020. Use our Boat Loan Calculator to determine a monthly payment that’s right for you, then fill out an Online Loan Application for our lending partner to underwrite. Explore. Cadillac, MI 49601. 000 € for the vessel, and 10. The most popular kinds of boats for sale in Baltimore today. 2005 McKee Craft 196 MARATHON. There are presently 496 boats for sale in Delaware listed on Boat Trader. Our staff of experts has more than 250 years of financing experience. 25% rate on a $200,000 boat loan, with a term of 20 years, you will have paid a total of. If you’re applying for a loan less than $25,000, click here to apply online. Downside is that you are left with only your down payment and maybe some monthly payments. (480) 835-9134. The oldest model listed is a classic boat built in 1960 and the newest model year of 2024. Express Cruiser. This includes 81 new watercraft and 76 used boats, available from both individual owners selling their own boats and well-qualified dealers who can often offer vessel warranties and boat financing information. Do you have experience in. ContactS. In less than 4 years, with only a minimum of work on the house - mostly just painting, it went from $115,000 (what I paid for it) to $275 (what I sold it for). Freshwater Fishing. 000 Euro loan for a house and that was approved. The most popular types of boats for sale in Buffalo currently are Racer/Cruiser, Center Console. Consider Buying Used Shopping carefully for a 2 to 10 year old boat can help you save money on the initial purchase. Powerboats are more common than sailing boats in Daytona Beach with 67 powerboats listed for sale, versus. The Carver Montego line is an express cruiser design dating back to the mid 80's. Boat loan rates vary but are usually higher than auto loan rates. Actual rate and term can vary depending on credit history, collateral type, age of collateral, loan amount, loan term, loan to value, vessel registration type. financing. 925 Frisbie St. as employees a quicker and easier way to learn about who we are as an organization and browse information regarding our finance solutions and protection products. Then some have a limit of 50k or less others start at 50k or more. Typically, boat loan terms range from 10 to 20 years. Estimate your payment for a Yamaha WaveRunner with the Finance Calculator. Troubles develop and boats get sacrificed before houses and cars. Interest rates are higher for smaller loans. Spring has sprung and the boat of your dreams gets listed on the market. Join Date: Jan 2020. Shop, finance, insure and buy 100% online, even get your boat delivered to your door. Good Day everyone! Planning on a Cash purchase of a catamaran for quicker transaction. Find your boat at Boat Trader!. I have another 50. In general, it is much harder to get a boat loan these days. dane@cfbrokers. When selling a high-value item like a boat, it’s important that you are reaching the most qualified audience. Affordability will be based on things like your income, credit score, debt-to-income ratio, purchase price of. Call or click now!Yes, you can find plenty of express cruisers for under $10,000. Posts: 820. 2007 Cruisers 300 Cxi. The most popular kinds of boats for sale in Green Bay at present are Pontoon. As of November 2023, the best interest rates for yacht loans typically start around 8. $5,483/mo* Cape Coral, FL 33904 | Galati Yacht Sales. The size of the down payment required will depend on the age, price, and type of vessel as well as on the overall borrower credit profile. I've been making some calls, and I've hit a few walls, i. We’re happy to answer any questions you may have, discuss tax questions, coordinate with your financial, tax or legal advisors, and help guide you through the process. 00. Thinking about purchasing a new boat? Enter your loan amount and terms. Bank provides loans of up to $150,000 for new or used boats, as well as refinancing. Like I said in the prior post - the key difference is that a home is a secured asset that can be seized in the event of default. 4 MIN READ. Don't include sales tax in this amount. Rates as low as 8. The most popular types of boats for sale in Iowa right now are Pontoon, Canoe/Kayak, Bowrider, Bass and other boats, while the most common boat brands. Few people are wealthy enough to do these things. You have the option of taking out a personal loan or hiring a financing firm. Our used boat inventory changes daily, but we commonly have the. Senior Cruiser . New and used boat loans. 00; Location Call 305-681-6602; Condition Pre-Owned; Year 2022; Make Robalo; Model R242; Type Boat; Class Center Console; Notes Bob Hewes Boats is family owned and operated, since 1926, with 4 convenient locations in Dade and Broward. Century Marine in AZ & UT wants to help you get your hands on a boat in whatever way we can. This includes 0 new watercraft and 18 used boats, available from both private sellers and experienced boat dealerships who can often offer vessel warranties and boat financing information. Locate boat dealers and find your boat at Boat Trader!1986 Bertram Flybridge Cruiser. Powerboats are more common than sailboats in Oklahoma with 1,345 powerboats listed for sale, versus 0. Before purchase check on,Images: 15. Build your Bayliner: ConfIgure your boat or browse online for available inventory at your local dealer. 2008 Cabo 38 Express. -Boat equipment features rolling mainsail, bimini and outside GPS plotter. One lender in the boat loan market is Bank of the West, through its Essex Boat Loan arm. There are currently 3,543 boats for sale in Minnesota listed on Boat Trader. Financing a boat as a canadian. I've used them myself, but most credit unions DO NOT finance boats, and the few that do usually don't offer the longer terms most boat buyers are looking for, 15-20 years (standard with all marine lenders). Thankfully I can perform my job completely remotely (just need internet connectivity). 78' Azimut 78 FLY 2023. We offer a full range of services including boat sales (trade-ins welcome), engine sales, service,. We offer the best selection of boats to choose from. Browse one of the nation’s largest inventory of new and used boats for sale. Below is a definition of what credit score tiers look like in general: 300 - 549: Deep subprime (bad credit) 550 - 674: Subprime (below average credit)The most popular kinds of boats for sale in Charlotte presently are Ski and Wakeboard, Bass, Pontoon, Bowrider and Cruisers boats, while the most common boat brands available are MasterCraft, Caravelle, Coach Pontoons, Bass Cat and Bennington. 24%. From providing answers to questions, to providing additional photos, to packing the boat and setting up a truck for delivery to Plymouth MA. First-time buyers should avoid fixer-uppers. Posts: 2,317. Yes you can finance a older boat though with fewer choices. Find new boats that are family-friendly, affordable, and trustworthy. Year 2005 . Our yacht brokers are experts in selling boats like Sea Ray, Tiara, Carver, Ocean, Intrepid, Cruisers Yachts, Grady-White, and so much more. You’ll need IRS Form 1098 to deduct the interest and also any points paid to secure a loan. - Bimini: 2022. This includes 56 new vessels and 17 used boats, available from both individual owners selling their own boats and well-qualified boat dealers who can often offer boat financing and extended boat warranties. At the time I financed the loan for 15 years at about a 6 percent interest rate. For one, some boat loans are more like mortgages than auto loans, since the payments can stretch out as long as 20 years. 8L supercharged Yamaha Marine Engines. The most popular kinds of boats for sale in Cape Coral currently are. Posts: 14. First-time buyers should avoid fixer-uppers. Finance Terms (Months) APR (%) Reset. Transport and preparation not included. There are 86 new and used boats for sale in Pennsylvania. We offer marine financing options to put a plan together for you. If the boat is large enough to be US Documented it's best to have the boat documented so you can establish the title along with your contract. Re: Bank to finance - older boat. The most popular kinds of boats for sale in Louisville presently. Choose from flexible amortization terms - up to 240 months on newer vessels - and a fixed or variable rate to suit your personal needs. They do boat loans (mortgages) up to 150K Canadian. Overseas Radio Network – Yacht Financing, Ways to Lower Interest Rates, & Seller Financing In the Overseas Radio Network Show 5, Segment 3, we will share tips from experienced yacht brokers. The relative low volumes of loans compared to autos or houses make risk assessment difficult. There’s no definitive line between what is a boat and a yacht but generally, yachts run 40 to 90 feet, are more expensive and. Tampa Yacht Sales has been helping boaters buy and sell their boat or yacht in the Tampa Bay and Sarasota areas for over 15 years. Power-Houseboat. 3652; What We Finance. New and used boats for sale on boats. Sports Cruiser. Hi Everyone! I'm new to boating/sailing and to the forums. Fiberglass and aluminum aren’t that far behind polished mahogany in terms of what makes a classic. S. Call our Finance Department at (585) 396-3051. . com. The most popular types of boats for sale in Buffalo currently are Racer/Cruiser, Center Console. New York. 1970 Custom 65′ Dive Boat – Stk#39184: $99,000. We finance these types of boats: bow riders, bass boats, cuddy cabins, center consoles, full cabin, sport cruiser, sail boats, catamarans, trimaran boats, cruisers, yachts. Boat: 2011 Lagoon 450F. These shallow water are two feet deep. So i need to finance the rest. All PWCs. Agile Cruiser: Rinker 270 Express Cruiser. 833. Okay, we're looking at buying our first boat . Re: Boat Financing for out of state Boats (Mexico specifically) If you have the income and the credit score you should go to your bank and ask them to show you why they are your bank. This is the length of the loan and the time period you have to pay off the loan. ↓ Price Drop. You would be risking up to $80K of your money to make $25K, So, if the chance of delinquency is north of 30%, odds are you will lose money. Switch Cruise 18 - 130 hp. For example, U. Other rates may apply based on the age of the boat, the finance amount, and your current credit scores. e. State boat registrations are a joke when it comes down to dealing with multiple states. Boat: Swan 432. 000 Euro loan for a boat just over a year ago and it was declined A month later I applied for a 200. As we were coming from 4+ hours away they made sure they had guys come in to help transfer the boat onto our trailer. Call or click now!YACHT LOANS UP. Marine. This includes 53 new vessels and 36 used boats, available from both private sellers and professional boat dealers who can often offer vessel warranties and boat financing information. Facebook; Twitter; YouTube;After almost nine years of ownership - buying a 5 year old boat - all of my expenses except mortgage have averaged 6%/year. This includes 4 new vessels and 34 used boats, available from both individual owners selling their own boats and experienced boat dealerships who can often offer vessel warranties and boat financing information. Your estimated monthly payment for your loan will be displayed in the field above the calculator. This includes 116 new watercraft and 47 used boats, available from both private sellers and experienced dealers who can often offer boat financing and extended boat warranties. You would be risking up to $80K of your money to make $25K, So, if the chance of delinquency is north of 30%, odds are you will lose money. If liveaboard, unless some sort of adventure charter (diving), not sure how many people you'll attract with a 60-foot $400k boat. Yacht loan APRs* as low as 8. It may not be possible to borrow money for an older $30,000 boat, but funds would be available for an older. 49% for 5 years. Small-Dinghy (Power). Though relatively small (you'll see them mostly in the 23' to. I was following a similar thread recently. Sail-all-sail. J. We have an agreement. $39,500. Other optional features on cruiser boats include air conditioning, heated water, and electrical power. Boat loans come in all shapes and sizes, giving you the chance to buy the perfect boat, depending on your creditworthiness. Re: Boat Financing for out of state Boats (Mexico specifically) If you have the income and the credit score you should go to your bank and ask them to show you why they are your bank. Check out a yacht loan calculator to see how much yacht you can afford. The most popular types of boats for sale in Nashville currently are Bass, Pontoon, Bowrider, Jon and Aluminum. However, I applied for a 30. This includes 2,181 new vessels and 1,134 used boats, available from both private sellers and professional boat dealers who can often offer boat financing and extended boat warranties. . The most popular boat types for sale in Salt Lake City today are Ski and Wakeboard, Bowrider, Cruisers, Pontoon and Cuddy Cabin boats, while the most common boat. We continue with these insider secrets to buying boats that can save you money when buying a yacht: Yacht financing Ways to lower interest. For a $100,000 boat with 20% down and 10% interest, you would stand to make $25K in interest. Etc. odeapt. Greg from finance was up on of all the paperwork. Image coming soon. We offer special programs designed to make it easier for you to buy and pay for your boat. We have always been reallyMotor Yacht/Power Cruiser. Another great rugged family cruiser similar to the Ranger R-43 but sportier. And if any questions remain, use your. Boat Financing After Retirement. This includes 119 new vessels and 124 used boats, available from both individual owners selling their own boats and well-qualified boat dealers who can often offer vessel warranties and boat financing information. Comfort with a Flybridge: Jeanneau NC1095 Fly. The best way to buy a boat is to know what you want & don't want in a boat. Downside is that you are left with only your down payment and maybe some monthly payments. I desire to purchase a ~40ft sailboat to live on, but i only have enough cash for ~50% of the asking price . Steve Knauth. We understand the importance of having premium brands, a comprehensive list of services and financing options, classes that build your boating confidence, and customer events and Get aways! ® to amazing places we host year-round. Sail-all-sail. S. I need a larger boat than I currently have [just added to my family by TWO adopted boys 11 & 12]: I know. $10k can get you a nice older boat. The most popular kinds of boats for sale in Springfield currently are Pontoon, Bass. Learn. Get your free estimate now! Total Purchase Price This is the total cost of your boat purchase. 2021 Cruiser yachts 50 Cantius. I have a veryExplore our financing resources for your new boat, including Extended Service Contracts and Boat Insurance. Hello, I've been researching my financing options as a canadian for purchasing a 250k-ish CAD$ catamaran outside of Canada and I seem to have come to a roadblock. The Nor-Tech 500 Sport is a true testament to Nor-Tech's commitment to pushing the boundaries of performance, style, and craftsmanship. The most important user inputs can be found on the left side of the Cost of Ownership tab. Pop that into your loan calculator and you will have a monthly payment of around $215. Models: Sunreef 50, Sunreef 80, Sunreef 100, Sunreef 130, sunreef MM 460 CAT. Loan Amount: $. M15. Find cruisers boats for sale near you, including boat prices, photos, and more. Yamaha Finance; Boats; Making an impact today to preserve tomorrow. We have the cash to pay for the boat, however, our ROI in our investments is much higher than interest rates right now, so it makes sense for us to. We offer boats for sale by owner and dealers. This includes 307 new vessels and 196 used boats, available from both private sellers and well-qualified boat dealers who can often offer vessel warranties and boat financing information. Our secure application process requires minimal effort. Boats For Sale. If you want to see what your boat loan rate might be, check out the boat loan rate estimator You. . S. My husband and I are interested in a particular boat, and are discussing cost, financing, etc. Down Payment This is the total out-of-pocket amount you are paying toward your purchase. I've heard that financing and/or getting insurance may be more difficult for liveaboards than recreational boats. Research shows that paid classified ads generally deliver 10 times the exposure of free ads because they offer more options for marketing your boat - including guaranteed exposure, longer run times, larger ads and photos and videos. Carver Montego. Yacht. Popular boat styles include Center Consoles, Sport Cruisers, Cabin Boats, Sport Cabins, Dual Consoles, Family Fishing Boats. There are some definitive guidelines that marine finance companies use when dealing with funding older boats. If it happens to be on a beam reach and fresh then maybe you can makeDealer for Sailboats and Power Boats, Parts, Services, Financing. You would be risking up to $80K of your money to make $25K, So, if the chance of delinquency is north of 30%, odds are you will lose money. Boat as a Business. There are presently 129 boats for sale in Saint Charles listed on Boat Trader. 75% would be a minimum IMHO. We also finance re-powering projects and offer the insurance you need!Posts: 145. We offer marine financing options to put a plan together for you. Description.